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Retail and food services
Insurance for food service and retail sectors
New Zealand’s food and retail sectors are vibrant and growing. We’ve been working in the service industry for 40 years and understand the unique challenges and risks small to medium size businesses face in these industries. We have access to insurance packages and bespoke solutions to protect you and your business. When it comes to claims our brokers advocate on your behalf to ensure that you get the best possible outcome should the worst happen.
Food service insurance
Your food service business may be a café, catering company, food truck or fine dining restaurant, but all food service businesses have certain risks and headaches in common. Employee relations, damage to property, spoiled food when someone switched the freezer off - we can ensure you’re protected if things do go wrong.
Our food service insurance clients include
- Food trucks
- Commercial kitchens
- Restaurants and cafes
- Stallholders
- Chefs and caterers
- Food stores
Crombie Lockwood offers a range of insurance packages for the food service industry including packages for:
- restaurants and cafes insurance
- pubs and hotels
- Our SmartPAK solution for SMEs delivers comprehensive cover for a range of risk areas at excellent prices.
Food manufacturers, importers and distributors can get peace of mind with Foodsure, liability insurance cover to protect both your company's financial well-being and reputation.
Retail business insurance
Do you sell goods from a shop? Do you sell goods from your own home? How about online? Whichever way you do it, make sure you’re protected with our tailored retail business insurance solutions.
At Crombie Lockwood we cover all aspects of retail risk including buildings, stock, fittings, fire, flood, public liability and business continuity. This includes:
- Business interruption protection
- Material damage protection for stock, property and assets
- Liability cover
- Cyber insurance
- Health and safety risk management
- SmartPAK cover for SMEs
- Product recall insurance
- Trade credit insurance
Working together to protect what matters
Our specialist brokers work with you to find the right insurance solution to protect you and your business.
Insurance solutions
Restaurant insurance
SmartPAK, is the best restaurant insurance in the market for restaurants, cafes & the hospitality industry.
Hotel and pub insurance
Our specialist package, SafeHANDS, is the best Hotel and Pub Insurance in the market for bars, taverns & pubs in the hospitality industry.
SmartPAK
SMARTpak is the right cover for small to medium sized businesses.
Cyber insurance
Cyber insurance helps business recover from a data breach or cyber attacks from ransomware, malware or a virus.
Business Liability insurance
Business liability insurance covers you for legal costs and certain fines for accidental injury or damage in the day-to-day operation of your business.